Established in 1990 we are one of the UKs leading independent providers of vehicle leasing. Being
proud members of the BVRLA rest assured we will always provide you with a Premium Quality
Service. Our Driving Ambition is to supply you with the best possible deal available to suit your
individual requirements at the best possible price.
Applied Leasing Ltd has been trading as Independent Finance Brokers since 1990. We specialise in the Automotive market and our company funders and sales staff have much longer established histories in this field.
With fuel prices on the rise, it has never been more important to save on fuel costs,educating drivers on how to maximise the mpg in the vehicles is becoming a top priority with fleets and could potentially save a company thousands.
We here at Fleet News know how important it is to be as economical with fuel as possible to try and save money, we have put together a few tips to economical driving to make your drivers aware of what small changes can effect fuel consumption.
Key Tips
Smooth Driving – Avoiding harsh accelerating and braking can help to improve overall fuel consumption by around a third.
Try not to stop unnecessarily – If you slowly approach traffic lights, queues of traffic or crossings, you could avoiding having to stop at all which could help to save fuel.
Plan Ahead – By planning your route well in advance you can avoid known congestion times, giving drivers a quicker and less stressful journey. Equally planning out an unknown route effectively will help drivers find their destination quicker.
Slim down – Unnecessary weight like roof racks or heavy boot loads when not needed will increase fuel consumption.
Use appropriate gears – Using lower gears when travelling over 40mph will make the engine work harder and use more fuel, moving up the gear box early could save fuel.
Tyre Pressures – Driving on under-inflated tyres increase fuel consumption by 3%. Keep checking that they are at the required pressure.
Regular Servicing – By keeping your fleet regularly serviced means the better the cars will run, the easier it will be on the engine which in turn reduced fuel consumption.
Windows VS Air Conditioning – The use of air conditioning increases fuel consumption, having the windows down is more economical unless you are driving faster than 70mph, having windows open when driving at faster speeds increases drag.
As well as driving with fuel economy in mind, you can also help the environment and reduce CO2 emissions, gentle accelerating and braking can help reduce harmful gases as well as keeping the vehicle regularly serviced and making sure the tyres are at the correct pressure.
By implementing these small changes, fleet drivers have seen a significant impact on their fuel consumption and ultimately saved the company money, which in today’s climate is a top priority. Why not see if you could also save on petrol prices and compare today.
One in four mileage claims – a staggering 26.4%
– is made without a valid receipt, research suggests.
However, while the figures might give cause for concern, they are a vast improvement when compared to claims made in 2010 when 43.4% did not come with an accompanying receipt.
It is open to debate whether this improvement has come about from organisations seeking to reduce costs generally, the greater automation of expense claims or due to alarm at the cost of not recovering VAT at the new 20% rate.
However, there is clearly still room for improvement, especially when mileage claims are compared to most other types of expenses, where almost 100% are submitted with a valid receipt.
“The increase in VAT from 17.5% to 20% in January 2011 has clearly encouraged organisations to invest extra time and energy in ensuring all VAT recoverable expenses have valid receipts for HMRC,” said David Vine, senior director at expense company Concur. “However, mileage remains a problem child.”
Now in its sixth year, the Concur Employee Expenses Benchmark Report analyses more than £609 million in expenses paid by British-based organisations.
This huge sum comprises 10.25 million individual expense claims made by more than 200,000 UK-based employees over the past three years from a wide range of organisations in the private and public sectors.
More than 1.3 million of those claims were approved mileage claims made between 2009 and 2011, accounting for more than 618 million miles driven for business purposes by users of Concur systems.
It shows the typical mileage claim increased over this period from 70 miles in 2009 to 76 miles last year.
However, because of changes in the cost of fuel, particularly the increase in VAT, the typical mileage claim has increased in cost from £11.67 to £14.83 – a 27% increase. This means that the typical cost per mile has increased from 17p to 20p over just two years.
According to the study, for every £100 a UK business paid out in expenses last year, nearly £10 (£9.85) was spent outside of that organisation’s expenses policy, for example on business class tickets for short haul flights, or rooms in non-preferred hotels.
Vine said: “Expense policies are there to help employees make the right decision when spending on their employer’s behalf. While there’s no question that UK companies understand the importance of having a policy in place, some are clearly struggling to ensure it is properly understood, implemented and followed by their staff. This inevitably leads to inefficient spending, lost money and inaccurate forecasting.”
Ensuring the VAT paid on employees’ expenses is fully recovered wherever possible is essential to prevent this tax from being an unwanted additional cost. Or, put another way, businesses that don’t fully recover VAT will automatically have unnecessary higher costs and lower profits.
This became even more important when the VAT rate increased in the UK to 20% from January 4, 2011.
Concur’s analysis shows around 85% of all the VAT paid on employees’ expenses can be recovered – but to get this, expense claims need to be supported by an appropriate VAT receipt or other supporting evidence.
In past years, organisations have been able to reclaim about 90% of the recoverable VAT – that’s 90% of 85%, which is 77% of the total VAT paid on expenses. The remainder is forfeited as a result of around 10% of claims, mainly mileage claims, not being supported by appropriate receipts.
Another survey of 2,130 UK adults from Concur revealed that employees see expense fiddling as a legitimate way of supplementing their salary if they believe they are underpaid.
According to the study conducted by YouGov, one in five people (18%) believe it is acceptable to exaggerate expenses ‘when an employee works long hours but isn’t paid overtime’.
Mileage is the biggest area of potential expense fiddling with more than one in four (26%) judging it acceptable to exaggerate expense claims when the ‘mileage rate paid by the employer doesn’t cover the actual car and fuel costs’.
The report also revealed that only around one in 20 (6%) employees in the public sector have fiddled an expense claim in the last year compared with one in eight (13%) in large (250 – 749 employees) organisations and one in seven (13%) in the voluntary sector.
Posted by Jess on February 21, 2012 at 11:43 am. Filed under: Applied Leasing News
The IAM is warning that from 1 July this year all drivers visiting France will need to
carry a breathalyser kit in their cars, as French drivers will have to. From November
there will be an €11 fine for not complying with this.
With a start date for the new measure of 1 July 2012, the rules will apply for anyone
travelling to or through France by car in the summer holiday season, even just for a
day trip.
Single-use breathalyser kits will satisfy the requirement. The legal limit in France is 50 mg per 100 ml of blood, lower than in the UK (the UK limit is 80mg). They cost between £1 and £2 and they will be available at ferry and tunnel terminals for crossings to France. It is intended that people will be able to test themselves to check whether or not they are over the French limit.
The IAM is advising motorists in France to have at least two breathalysers at all times, so that if one is used you still have one to produce for the police if you are stopped.
Anyone driving in France is already required to carry a warning triangle and a fluorescent safety vest to use in an emergency. Additionally UK motorists must display a GB plate and have their headlights adjusted to the right.
IAM director of policy and research Neil Greig said: “The new French rule is a genuine attempt to reduce the number of alcohol related-accidents. France’s lower limit means it’s very easy to be over the limit the morning after as well. As always, the best advice for motorists is not to drink and drive at all.”
Posted by Jess on February 14, 2012 at 11:34 am. Filed under: Applied Leasing News
1. Stop driving
Easier said than done, and eliminating all business mileage will be nigh-on impossible, but
substituting some journeys and using video-conferencing or conference calls means fewer
miles travelled, and also less time lost for staff while travelling.
And while public transport can not offer the door-to-door flexibility of a company car, there may be some journeys where it can offer useful savings, particularly when travelling into city centres.
2 . Drive fewer miles
If several members of staff are attending the same meeting, could they meet up somewhere beforehand and just take one vehicle instead?
Three members of staff arriving in one car immediately saves two-thirds in travel costs.
Car-sharing can also work well with commuters travelling to and from the office.
Incentives for car-sharing can include staff benefits such as reserved parking spaces. According to National Car Share (www.nationalcarshare.co.uk), a website which champions car sharing and helps put drivers in touch with each other, if everyone who drives on their own to work every day were to car share just once a week, car journeys would reduce by a fifth.
3. Drive more efficiently
Smoother driving equates to increased fuel economy. Less harsh acceleration and braking put less strain on the engine and components, while teaching drivers to look ahead and read the road and conditions means they can maintain speed, resulting in less fuel used in accelerating back up to speed if they have braked.
Changing into a higher gear as soon as possible means the engine is revving less than if in a lower gear.
Other factors to consider include removing items such as roof racks and top boxes when not needed as these impact on aerodynamic efficiency, while selective use of air-conditioning will save energy as the car does not have to power the air-con unit all of the time.
Website www.theaa.com/motoring_advice/fuels-and-environment has a handy checklist of things to consider.
And by following its own rules, 50 members of the AA team managed to save an average of 10% on their weekly fuel bill, with one particularly light-footed driver saving a third.
4. Use supermarket fuel
Why? Because it is generally cheaper than fuel at branded service stations, and in particular those located on the motorway network.
Much of the reason for this is because some supermarkets don’t include additives in the way that the major fuel brands do.
These additives are said to give more performance and better fuel economy.
According to the AA’s fuel price report for October, the average price of unleaded at a supermarket is 115.8 pence per litre – 1.9ppl below the UK average, while diesel costs on average 2.2ppl less at supermarkets.
5. Use fuel cards
And no, this does’t mean your company will end up paying for staff’s private motoring
The detailed reports the card companies offer means it can break down what is business and private mileage.
Fuel cards also offer a means of monitoring transactions, with exception reports giving alerts to fraud, while they can also show how particular drivers are doing in terms of fuel economy.
And several fuel cards offer a discount on the pump price, although terms and conditions apply.
6. Bunker your own fuel
One for the large fleets only. If vehicles are based at a depot, then having a fuel bunker on site could offer big savings, as the fuel is bought in bulk. 7. Maintain vehicles correctly
While it is easier said than done, getting drivers to carry out regular maintenance checks can have a big imapct on fuel economy.
Weekly checks of engine oil level and tyre pressures can improve fuel economy by up to 33% (according to AA figures), and also gives each car more of a chance of achieving its claimed economy figures.
But even if your staff follow the example set by a team of 50 employees at the AA and save on average 10% on their fuel bill by adopting better maintenance controls, that’s a saving worth having.
8. Switch fuels
Are your fleet vehicles using the right fuel? For high mileage drivers covering lots of motorway miles, diesel is a sensible choice, but what about perk drivers or those who only do small mileages?
For this group of people, is it better to switch them into petrol cars which are cheaper to buy and offer cheaper fuel (petrol is currently 3.6ppl cheaper than diesel, according to UK average figures from the AA).
And for those city-based staff, could a hybrid be the solution to maximise electric power (and save on the London congestion charge)?
9. Fit energy-saving tyres
When car manufacturers decide to build an ‘eco’ version of an existing car, one of the first things they will do is fit energy saving tyres.
These have a lower rolling resistance than conventional rubber, so turn more easily, thus using less fuel.
And when you consider that 20% of a car’s fuel consumption is due to the tyre, there are some significant savings to be made. According to TyreSafe, these tyres save 3% on fuel alone.
10. Use journey planning
Journey planing software enables companies running vehicles which make numerous drops and journeys to calculate them more efficiently.
Importing details of routes and vehicles will allow the software to devise the ultimate routes which are both time and fuel effective.
Such systems, from the likes of Masternaut, are sophisticated, but even more basic versions such as route planners from the AA or RAC will help plot journeys to maximise efficiency.
Posted by Jess on January 23, 2012 at 12:49 pm. Filed under: Applied Leasing News
Renault and Nissan have welcomed the news that the Government has decided to extend
the electric vehicle grant scheme, which offers fleets thousands of pounds off the purchase
price of an ultra-low emission vehicle.
The Government has confirmed that the Plug-In Car Grant, which offers electric car buyers up
to £5,000 (25% of the vehicle cost), will be funded until 2015.
However, Transport Minister Norman Baker and Business Minister Mark Prisk also announced that for the first time buyers will now be able to receive 20%, up to £8,000, off the cost of an electric van.
With its 100% electric Kangoo Van ZE, which was launched one month ago and is set to be joined by three electric cars before the autumn of 2012, Renault says it is in a prime position to make the most of this latest boost for low-emission driving.
It says its already keenly priced Kangoo Van ZE, costing from £16,990 excluding VAT and monthly battery hire, would become even more affordable, from just £13,592, putting it within only £1,000 of its diesel counterpart.
The Government announcement also comes at a time when Nissan is conducting real-world tests of a prototype zero-emission all-electric delivery vehicle in London.
FedEx Express and Nissan are collaborating over a two month period to evaluate how the NV200 electric vehicle (EV) prototype copes with the rigours of daily duties in the capital.
James Wright, managing director at Nissan Motor (GB), said: “Today’s announcement reinforces the Government’s commitment to improving air quality in cities and reducing carbon emissions.
“This grant, coupled with lower running costs and tax benefits, will make switching to an electric van a very attractive option for businesses.”
The Nissan Leaf, on sale since March 2011, qualifies for the £5,000 grant for electric cars. The electric version of the NV200 van, which will be produced in Japan, will go on sale later in 2012.
Renault said it will be applying to be part of the Plug-In Van Grant before the scheme’s application deadline of January 31, 2012, after which it is believed further details on the scheme’s extension to vans are likely to be released by the Department for Transport.
Andy Heiron, head of Electric Vehicle Programme, Renault UK, said, “Having actively lobbied for the inclusion of commercial vehicles in the Plug-In Car Grant scheme over the past year, we’re delighted that the Government has acted and made this announcement.
Posted by Jess on November 11, 2011 at 12:45 pm. Filed under: Applied Leasing News
Cold weather tyres: Save lives, cut costs
Is it worth fitting cold weather tyres to vehicles during the winter months? That’s the
question vexing company fleets up and down the country following two harsh winters.
Take-up is low – only 14% of the 281 fleet operators who responded to a recent Fleet News
tyre survey said they fit cold weather tyres. However, around a quarter (26%) are considering them.
Early adopters include British Gas, AAH Pharmaceuticals and a number of ambulance services (West Midlands, East Midlands and the Scottish Ambulance Service).
For each, keeping drivers mobile is essential; that’s not necessarily the case for all company car and van drivers, however.
Cold weather tyres in action
Here is a video showing the benefits of cold weather tyres, courtesy of Tyre Safe
Benefits of cold weather tyres
Safety is one of the main reasons to opt for cold weather tyres, although the boardroom decision is often made more on the financial grounds of keeping delivery or emergency service vehicles mobile.
Continental suggests drivers are six times more likely to have an accident during winter. During the ‘big freeze’ at the start of 2010, more than three million motorists had an accident and 45% had two or more near misses.
According to GE Capital Fleet Services, almost half of all insurance claims for accidents are made during the winter months.
While cold weather tyres can’t guarantee an accident is avoided, they offer much better performance than standard tyres during the winter.
Dave Crinson, national fleet sales manager at Michelin, says: “Cold weather tyres offer significantly improved levels of grip and reduced braking distances in cold, wet conditions as well as in snow and icy conditions.
“Compared to standard tyres, cold weather tyres can halve stopping distances on snow, potentially giving drivers the chance to avoid an incident.”
Figures from the British Tyre Manufacturers’ Association (BTMA) are more conservative but still show a significant improvement in stopping distances on the snow. A car fitted with cold weather tyres travelling at 30mph will stop in 35 metres compared to 43 metres with standard tyres (see panel right).
On icy roads a car travelling at 20mph will come to a halt in 57m using cold weather tyres compared to 68m with standard tyres.
Arguably of more importance from a safety perspective is the five metre difference on wet roads in the winter. A car with cold weather tyres travelling at 62mph will stop in 65.7m compared to 70.5m using standard tyres.
The BTMA suggests motorists will adapt their driving style when there is snow on the ground or temperatures drop below 0°C, but are unlikely to drive differently in cold, damp road conditions in the winter as visibly they are no different to damp conditions at other times of the year. “It is potentially these latter road conditions which present the highest risks,” says the BTMA.
This highlights the benefits of fitting cold weather tyres for the entire winter period – typically October to March/April – and not just during snow or ice.
Survey respondents who fit cold weather tyres say they would recommend them to other fleet operators for safety reasons.
Comments include: “The main reason has to be safety”, “they really work and ensure increased safety” and “the better performance is remarkable”.
Some respondents comment that cold weather tyres are necessary for rear-wheel drive vehicles. One says: “We have a small fleet of rear-wheel drive vehicles that became useless in the winter snow. Once these had been fitted with cold weather tyres the tendency to become stuck or lose traction was drastically reduced.”
Mike Wise, managing director fleet at fleettyres24.co.uk, adds: “They significantly reduce the risk of accident damage, not just in high-speed incidents, but also in the far more common scenario of a driver scraping or denting a vehicle as a result of losing traction while manoeuvring in a car park.”
Availability
The UK currently has a very small cold weather tyre market (0.4% of the total market). By contrast, other European countries, where cold weather tyres are compulsory, have a much larger market. In Austria, for instance, cold weather tyres make up 67% of the total market. This means that supply to the UK “will be more limited”, according to Whittaker.
Fleet operators should give their leasing provider or tyre service provider plenty of warning if they want to fit cold weather tyres.
“Have a conversation with your tyre service provider as early as May 2012 to start planning for October 2012,” Whittaker says.
Companies could consider purchasing a spare tyre to mitigate supply issues in the event of damage or wear. Another option is multiple suppliers. Bridgestone is AAH’s main supplier but it also uses Michelin and Goodyear.
The curious world of ‘sipings’: how cold weather tyres work
Cold weather tyres can be identified by a mountain/snowflake symbol on their sidewall. It means that the tyre will brake at least 7% better on snow than a standard reference tyre.
An M+S-branded tyre is better on mud and snow than a standard tyre, but a specified winter performance is not defined and doesn’t guarantee good snow performance, according to Michelin.
Cold weather tyres have special ‘sipings’ – the tread patterns that help the tyre rid itself of a build-up of snow, ice or rain.
These grooves are wider than those on standard tyres and this greatly helps the vehicle to handle more accurately in bad weather.
Cold weather tyres also use more natural rubber and advanced silica compounds helping them to stay soft even when the temperature drops well below zero.
The rubber used on the tread of a standard tyre tends to become harder as the temperature falls below 7°C and this can reduce the ability to grip.
Case study: Scottish Ambulance Services
Michael Jackson, general manager – fleet at the Scottish Ambulance Services (SAS), has decided that fitting cold weather tyres all-year round is the best policy for his fleet.
The fleet consists of 550 accident and emergency ambulances, 500 non-emergency ambulances, 100 support vehicles, 100 rapid response cars and 300 managers and officers’ cars.
Cold weather tyres, mainly from Michelin, will be fitted all-year round to 80% of the fleet with 20% (typically 2WD A&E and rapid response cars) changing tyres in spring and autumn.
“For logistics reasons and ease of use it’s the best all-round policy,” Jackson says. “There is a lot of additional cost if you have to keep taking tyres on and off. There is also the headache of storing a huge number of tyres. We could end up with 6,000 tyres locked up in our workshops.That’s a lot of money sitting in tyres.”
Jackson admits the disadvantage of running cold weather tyres all year is that they are “not quite as good” as standard tyres during warm, wet weather but he doesn’t believe that the safety of the fleet is compromised.
“With the latest technology and rubber compounds there isn’t as much of a difference between cold weather and standard tyres as there used to be,” he says.
“We’ve done a lot of testing at MIRA assessing how the tyres perform in dry, wet, and icy conditions.”
Jackson also points out that some of the rural parts of Scotland where the vehicles operate have a ‘winter pattern’ all-year round.
“We have a lot of days between 6°C and 7°C, which is ideal for cold weather tyres,” he adds.
SAS has used cold weather tyres in remote areas for the past 10 to 11 years but has decided to roll it out to the entire fleet as a result of the past two severe winters.
“In the severe weather we often struggle unless it’s a four-wheel drive vehicle or fitted with snow chains,” Jackson says.
Fitting cold weather tyres will improve safety in the winter and help vehicles to reach patients quicker.
“The driver feedback we’ve had has been excellent,” he adds. “People have seen a huge difference in performance.”
The FleetNews view
Fleet operators need to weigh up the safety and operational benefits of fitting cold weather tyres versus the cost, storage and tyre availability issues.
Regional weather also comes heavily into play.
We’ve studied Met Office data (1971-2000) on the number of days that snow is on the ground, the mean temperature and the number of days when the rainfall is greater than 1mm, from October to March.
Admittedly this data doesn’t take into account the recent harsh winters, and it is worth fleet operators examining recent weather patterns, but broadly speaking the data suggests that in the north of England and Scotland the weather does warrant fitting cold weather tyres.
It’s a different matter for the south of England.
It appears that for roughly two-thirds of the time fleets there may be best sticking to standard tyres and simply advising drivers not to travel when conditions are severe.
Posted by Jess on November 8, 2011 at 3:54 pm. Filed under: Applied Leasing News
Fuel Saving Tips
Research has found that the UK has the twelfth highest unleaded fuel prices and the second highest diesel prices in Europe meaning UK drivers need all the help they can get when it comes to saving money on the go!
With this in mind Perrys has formulated a series of fuel saving tips to help make that tank of fuel go a little further.
Check your tyres regularly to make sure that they are not over worn or under inflated, which can drastically reduce fuel efficiency. As many as 50% of the tyres on the UK’s roads are under inflated, this can also increase wear.
Shopping around for a bargain also includes shopping for petrol and diesel! Recent studies have shown that fuel prices can fluctuate as much as 5p per litre in any given area.
Drive in the highest gear possible without labouring the engine, as it is the most fuel efficient. Driving in a low gear often over revs the engine, increasing fuel consumption by up to 25%.
Declutter your car- the lighter your car the less effort you will need to accelerate.
The aerodynamics of your car plays an important part in saving fuel. Removing roof racks and shutting windows will help to reduce the drag and increase fuel efficiency.
Turn off the air con in your car- only use in extreme circumstances!
DON’T fill your car up to the top with fuel, this will add weight to the car, which in turn means you will mean you are burning more fuel.
Posted by Jess on October 20, 2011 at 3:01 pm. Filed under: Applied Leasing News
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Researchers at th e Texas Transportation Institute at Texas A&M University have determined that a driver’s reaction time is doubled when distracted by reading or sending a text message. The study reveals how the texting impairment is even greater than many
experts believed, and demonstrates how texting drivers are less able to react to sudden roadway hazards.
In addition to the reaction-time element, researchers also measured each driver’s ability to maintain proper lane position and a constant speed. Major findings further documented the impairment of texting when compared to the controlled driving conditions. Drivers were less able to:
Safely maintain their position in the driving lane when they were texting and their swerving was worse in the open sections of the course than in barreled sections.
Maintain a constant speed while texting, tending to slow down in an effort to reduce the demand of the multiple tasks. By slowing down, a driver gains more time to correct for driving errors (such as the tendency to swerve while texting). Speed variance was also greater for texting drivers than for non-texting drivers.
The fact that the study was conducted in an actual driving environment is important, the researchers say. While simulators are useful, the dynamics of an actual vehicle are different, and some driver cues can’t be replicated in a simulator.
The total distance covered by each driver in the study was slightly less than 11 miles. In the interest of safety for both participants and the research staff, researchers minimized the complexity of the driving task, using a straight-line course that contained no hills, traffic or potential conflicts other than the construction zone barrels. Consequently, the driving demands that participants encountered were considerably lower than those they would encounter under real-world conditions.
Ed Dubens ceo at Interactive Driving Systems said: ‘Driver distraction has been an emerging issue in US driver safety research and practice over the last few years, this study emphasizes the reasons why organizations requiring their drivers to travel for work purposes should take the issue very seriously as part of their worker health, wellbeing and safety programs.’
Federal statistics suggest that distracted driving contributes to as much as 20 percent of all fatal crashes, and that cell phones constitute the primary source of driver distraction. Researchers point to two numbers to illustrate the magnitude of the texting while driving problem: an estimated 5 billion text messages are sent each day in the United States, and at least 20 percent of all drivers have admitted to texting while driving.
Posted by Jess on September 21, 2011 at 10:06 am. Filed under: Applied Leasing News
The volkswagen Up
The volkswagen Up was one of the stars of the Frankfurt motor show.
Volkswagen’s new city car crams an remarkable amount of room into a small footprint. At a Fiat 500-sized 3.5m long, 1.6m wide and 1.5m high, it is one of the smallest four-seater cars available, but it will comfortably accommodate four people. The 251-litre boot is one of the largest in this class, too.
The range will be launched in December 2011 with three versions: the entry-level Take Up; the Move Up, which is more geared to comfort you. Prices are expected to start off at around £8000.
With fuel prices on the rise, it has never been more important to save on fuel costs,educating drivers on how to maximise the mpg in the vehicles is becoming a top priority with fleets and could potentially save a company thousands.
Renault and Nissan have welcomed the news that the Government has decided to extend
Is it worth fitting cold weather tyres to vehicles during the winter months? That’s the 
Research has found that the UK has the twelfth highest unleaded fuel prices and the second highest diesel prices in Europe meaning UK drivers need all the help they can get when it comes to saving money on the go!
